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Home Loan Rates

Home Loans
Effective Date: Tuesday, July 17th, 2018
Loan TypeTermRateAPR*
Home Improvement Loans 12-36 months 5.75** 5.75%
  48-60 months 8.75** 8.75%
  72-120 months 9.75** 9.75%
Home Equity (Open Line of Credit)* Variable 4.750% 4.75%
Home Equity (Closed End Loan) 12-48 mths fixed 4.250% 4.25%
Home Equity 60-72 mths fixed 5.000% 5.00%
Home Equity 84-120 mths fixed 5.750% 5.75%


All loans are subject to credit approval. Rates based on creditworthiness. *Your annual percentage rate may vary monthly. The rate will be equal to the "Prime Rate" as quoted in The Wall Street Journal at the beginning of each month. The maximum rate that may be imposed is 18.00%.

**with autopay from your UCCU saving or checking account


NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act