Lending
Whether you are looking to finance a new home, a new vehicle, or a much needed vacation, United Churches Credit Union has a loan product designed for you.
Mortgage Loans |
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Home Equity |
Choose from an open line of credit with a variable interest rate which adjusts monthly or our closed end fixed rate loan with a term up to 120 months. Maximum allowed is 90% of SEV (State Equalized Value) or a current certified Appraisal Minus any outstanding first mortgage balance. Rates and terms are available upon request. Certain restrictions apply. |
Home Improvement Loans |
Terms up to 120 months. Rates vary depending on term of loan. |
Mortgages |
Offered through our Mortgage Center. They can be reached at 1-888-390-7685, or you can check out their web site. |
Vehicle Loans |
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New or Used Automobiles |
Up to 100% financing of price or blue book retail value, with terms up to 72 months. Interest rate may vary depending on term of loan. Pre-approval is available. |
New or Used Motorcycles |
20% down payment required with terms up to 60 months |
New or Used Boats |
10% down payment required, with terms up to 120 months. |
Camper and Motor Home |
10% down payment required, with terms up to 120 months. |
Personal Recreation Vehicle Loans |
Includes snowmobiles, jetskis, and 4 wheelers. Terms up to 48 months. Requires a 20% down payment. |
Antique, Classic and Exotic Vehicles |
Terms up to 120 months. 10% down payment required. Value of vehicle must be at least $50,000.00. |
Personal Loans |
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Savings Secured Loans |
Up to 90% of the available balance in share account, with terms up to 60 months. Rates vary depending on type of share used. For further information please contact your local branch. |
Personal/Signature Loans |
Up to $5,000, upon qualification, with terms up to 48 months. Rates vary depending on the term of loan. |
Revolving Line Of Credit |
Advances can be made at a credit union branch office or by check. Payments are calculated at $30.00 per $1,000.00 of outstanding balance. |

