UNITED CHURCHES CREDIT UNION NOTICE OF PRIVACY PRACTICES
In order to assure the continued privacy and confidentiality of your personal financial information, United Churches Credit Union follows the practices and policies outlined below:
Information We Collect
We collect personal information about you from the following sources:
- Information we receive on applications and other forms such as name, address, social security number, and employment.
- Information about transactions performed on your account, such as ATM, direct deposit, and share draft activity.
- Information we receive from a credit reporting agency, such as your credit history and obligations.
Information We Disclose
We may disclose the information we collect as described above to companies that perform services for us or act on our behalf, or to financial institutions with whom we jointly market financial products and services to you. If we disclose your information to one of these organizations, we protect the confidentiality of your information by doing business with companies that agree to use your information only for the purposes we have disclosed to them. Under no circumstances are these organizations ever authorized to access or charge your accounts without your authorization.
We may also disclose the information we collect as described above to credit reporting agencies and regulatory and governmental agencies as required by law.
In the event you are no longer a member of this credit union we will not share any information we have collected about you, except as permitted by law.
Maintaining Confidentiality
At United Churches Credit Union, we keep access to your personal information limited to those employees, Board of Director members, and other volunteer credit union officials who need to know that information in order to provide products and services to you.
We also maintain strict confidentiality of all information collected from consumers that perform transactions at ATMs we own or operate. We do not disclose or otherwise use such information, except to perform or complete the transaction authorized by the consumer, or as required by law.
We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. You may request a copy of our privacy policy by contacting the credit union.
Cookies
Please note that cookies are NOT utilized on this site. However, accessing external links via our website could result in the placement of cookies by those sites.
USA Patriot Act of 2001
In order to open or change an account, add a signer, or make an application for any services, the USA Patriot Act of 2001 now requires us to obtain and retain photo identification for identity verification purposes. The Uniting and strengthening of America by providing appropiate tools required to intercept or obstruct terrorism (USA Patriot Act of 2001), requires financial Institutions to take steps to obtain and verify certain identifying information for any person used to verify the persons identity; and determine whether the person appears on any list of suspected terrorists provided by the Federal Government.
