Savings
UCCU has an account that's right for you.
Share Accounts (Dividend-paying savings accounts)
Regular share accounts require a $10 minimum balance to maintain membership. Deposit earns prevailing dividend if average daily balance is $100.00 or more. Deposits may be made in any increment.
High Yield Share Account
This account offers you a higher dividend rate while still allowing the flexibility to make a withdrawal when you need it. Requires $1,000 balance maintained in a regular share account and an additional $2,500 to open the high yield share account. Deposits may be made in any increment.
Share Certificate Accounts
Require a minimum deposit of $500 to open. Terms range from 3 to 60 months. Jumbo Certificates of Deposit require a minimum deposit of $25,000.00.
IRA Certificates
$250 minimum. Terms range from 12 to 60 months.
IRA Share Account
Traditional, Roth, and Educational IRA programs are available.
Share Draft Accounts
Requires an initial deposit of $100 to open. No monthly minimum balance requirements. ($2.00 Fee if the daily balance falls below $100.00. Fee waived if you elect to receive e-statements - contact us for more information.)
Christmas Club Accounts
A great way to save for the holidays. Annual transfer to your regular share account around the first of November.
Become a member today, or contact us for more information.
Overdraft Protection is available from savings (share account), an approved Revolving Line Of Credit or Overdraft Courtesy Pay program. Electronic Funds Transfer (EFT) is available for payroll deposit and bill payment.
