In order to assure the continued privacy and confidentiality of your personal financial information, United Churches Credit Union follows the practices and policies outlined below:

•  Information we receive from a credit reporting agency, such as your credit history and obligations.

• We may disclose the information we collect as described above to companies that perform services for us or act on our behalf, or to financial institutions with whom we jointly market financial products and services to you. If we disclose your information to one of these organizations, we protect the confidentiality of your information by doing business with companies that agree to use your information only for the purposes we have disclosed to them. Under no circumstances are these organizations ever authorized to access or charge your accounts without your authorization.

• We may also disclose the information we collect as described above to credit reporting agencies and regulatory and governmental agencies as required by law.

• In the event you are no longer a member of this credit union we will not share any information we have collected about you, except as permitted by law.

• Maintaining Confidentiality

• At United Churches Credit Union, we keep access to your personal information limited to those employees, Board of Director members, and other volunteer credit union officials who need to know that information in order to provide products and services to you.

• We also maintain strict confidentiality of all information collected from consumers that perform transactions at ATMs we own or operate. We do not disclose or otherwise use such information, except to perform or complete the transaction authorized by the consumer, or as required by law.

• We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. You may request a copy of our privacy policy by contacting the credit union.

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