Vehicle Loans/Rates

New or Used Automobiles

Up to 100% financing of price or blue book retail value, with terms up to 84 months. Interest rate may vary depending on term of loan. Pre-approval is available.

APPLY FOR A LOAN
Auto Loans
Effective Date: October 1, 2023
Model Year APR* Term Down Payment
New 2023-2024 5.74%** 12 to 60 months 0
New 2023-2924 6.24%** 72 to 84 months 0
2019-2022 5.74%** 12 to 60 months 0
2019-2022 6.24%** 72 to 84 months 0
2013- 2018 6.50%** 12 to 72 months 0
*Annual Percentage Rate 
** with auto pay from your UCCU saving or checking account 
All loans are subject to credit approval. Rates based on creditworthiness, term of loan and age of vehicle.

TOP

New or Used Motorcycles

20% down payment required with terms up to 60 months

APPLY FOR A LOAN
Auto Loans: New or Used Motorcycles
Motorcycle Loans
Effective Date: March 1, 2024
Loan Type APR* Term Down Payment
New or Used Motorcycles 5.74** up to 60 months 20%
*Annual Percentage Rate
** with auto pay from your UCCU saving or checking account
All loans are subject to credit approval. Rates based on creditworthiness, term of loan and age of vehicle.

TOP

Antique, Classic and Exotic Vehicles

Terms up to 120 months. 10% down payment required. Value of vehicle must be at least $50,000.00

APPLY FOR A LOAN
Antique, Classic, and Exotic Vehicles
Antique, Classic and Exotic Vehicles
Effective Date: October 1, 2023
Loan Type APR* Term Down Payment
Antique, Classic and Exotic Vehicles 9.50** 12-120 months 10%
*Annual Percentage Rate
** with auto pay from your UCCU saving or checking account
All loans are subject to credit approval. Rates based on creditworthiness, term of loan and age of vehicle.

TOP

Boats

10% down payment required, with terms up to 120 months

APPLY FOR A LOAN
Boats
Boats
Effective Date: October 1, 2023
Loan Type APR* Term Down Payment
Boats 5.74** 12-60 months 15%
5.99** 72-120 months 15%
*Annual Percentage Rate
** with auto pay from your UCCU saving or checking account
All loans are subject to credit approval. Rates based on creditworthiness, term of loan and age of vehicle.

TOP

Campers and Motor Homes

10% down payment required, with terms up to 120 months

APPLY FOR A LOAN
Campers and Motor Homes
Campers and Motor Homes
Effective Date: October 1, 2023
Loan Type APR* Term Down Payment
Campers and Motor Homes 5.99** 12-84 months 10%
*Annual Percentage Rate
** with auto pay from your UCCU saving or checking account
All loans are subject to credit approval. Rates based on creditworthiness, term of loan and age of vehicle.

TOP

Personal Recreation Vehicle Loans

Includes snowmobiles, jet skis, and 4 wheelers. Terms up to 48 months. Requires a 20% down payment.

APPLY FOR A LOAN
Personal Recreation Vehicle Loans
Personal Recreation Vehicle Loans
Effective Date: September 28, 2023
Loan Type APR* Term Down Payment
Personal Recreation Vehicle 5.99** 12-84 months 20%
*Annual Percentage Rate
** with auto pay from your UCCU saving or checking account
All loans are subject to credit approval. Rates based on creditworthiness, term of loan and age of vehicle.

TOP
image link to Diamond Member Rewards page

Review our Diamond Member Rewards to find out how a loan with UCCU can help you earn additional rewards!

image link to Youth Account page image link to Trustage insurnace web site

© 2018 United Churches Credit Union by INS