Certificates

Share Certificate Accounts

Require a minimum deposit of $500 to open. Terms range from 3 to 60 months.

IRA Certificates

$250 minimum. Terms range from 12 to 60 months.

To learn how to become a member, visit our Become a Member page or contact us for more information!

Certificates
Certificates
Effective Date: October 1, 2023
Certificate Rate APY*
6 month 3.50% 3.56%
1 year 4.00% 4.08%
2 year 3.25% 3.30%
3 year 3.25% 3.30%
4 year 3.00% 3.04%
5 year 2.50% 2.53%
Jumbo Certificates ($25,000 min.)
6 month 3.75% 3.81%
1 year 4.25% 4.33%
2 year 3.50% 3.56%
3 year 3.50% 3.56%
4 year 3.25% 3.30%
5 year 2.75% 2.79%
I.R.A Certificates ($250 min.)
1 year 3.00% 3.04%
2 year 3.50% 3.56%
3 year 3.50% 3.56%
4 year 3.50% 3.56%
5 year 3.50% 3.56%
*A.P.Y. (Annual Percentage Yield)
Dividends are paid monthly and based on the average daily balance.
Early withdrawal penalties apply
Youth Certificates ($200 min. $1000 max)
6 month 3.75% 3.75% at maturity
1 year 4.00% 4.00% at maturity
2 year 3.50% 3.50% at maturity
image link to youth accounts image link to Thrivent student loan resources website

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