New or Used Automobiles
Up to 100% financing of price or blue book retail value, with terms up to 84 months. Interest rate may vary depending on term of loan. Pre-approval is available.APPLY FOR A LOAN
| Auto Loans | |||
|---|---|---|---|
| Effective Date: August 1, 2025 | |||
| Model Year | APR* | Term | Down Payment |
| New 2024-2025 | 4.99%** | 12 to 36 months | 0 |
| New 2024-2025 | 5.49%** | 48 to 60 months | 0 |
| New 2024-2025 | 5.99%** | 72 to 84 months | 0 |
| 2022-2024 | 5.49%** | 12 to 36 months | 0 |
| 2022-2024 | 5.99%** | 48 to 60 months | 0 |
| 2022-2024 | 6.49%** | 72 to 84 months | 0 |
| 2015- 2021 | 6.50%** | 12 to 72 months | 0 |
| *Annual Percentage Rate ** with auto pay from your UCCU saving or checking account All loans are subject to credit approval. Rates based on creditworthiness, term of loan and age of vehicle. |
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| Motorcycle Loans | |||
|---|---|---|---|
| Effective Date: August 1, 2025 | |||
| Loan Type | APR* | Term | Down Payment |
| New or Used Motorcycles | 5.69** | up to 60 months | 20% |
| *Annual Percentage Rate ** with auto pay from your UCCU saving or checking account All loans are subject to credit approval. Rates based on creditworthiness, term of loan and age of vehicle. |
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Antique, Classic and Exotic Vehicles
Terms up to 120 months. 10% down payment required. Value of vehicle must be at least $50,000.00APPLY FOR A LOAN
| Antique, Classic and Exotic Vehicles | |||
|---|---|---|---|
| Effective Date: August 1, 2025 | |||
| Loan Type | APR* | Term | Down Payment |
| Antique, Classic and Exotic Vehicles | 7.99** | 36-60 months | 10% |
| *Annual Percentage Rate ** with auto pay from your UCCU saving or checking account All loans are subject to credit approval. Rates based on creditworthiness, term of loan and age of vehicle. |
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| Boats | |||
|---|---|---|---|
| Effective Date: August 1, 2025 | |||
| Loan Type | APR* | Term | Down Payment |
| Boats | 5.69** | 12-60 months | 15% |
| 5.99** | 72-120 months | 15% | |
| *Annual Percentage Rate ** with auto pay from your UCCU saving or checking account All loans are subject to credit approval. Rates based on creditworthiness, term of loan and age of vehicle. |
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| Campers and Motor Homes | |||
|---|---|---|---|
| Effective Date: August 1, 2025 | |||
| Loan Type | APR* | Term | Down Payment |
| Campers and Motor Homes | 5.69* | 12-84 months | 10% |
| *Annual Percentage Rate ** with auto pay from your UCCU saving or checking account All loans are subject to credit approval. Rates based on creditworthiness, term of loan and age of vehicle. |
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Personal Recreation Vehicle Loans
Includes snowmobiles, jet skis, and 4 wheelers. Terms up to 48 months. Requires a 20% down payment.APPLY FOR A LOAN
| Personal Recreation Vehicle Loans | |||
|---|---|---|---|
| Effective Date: August 1, 2025 | |||
| Loan Type | APR* | Term | Down Payment |
| Personal Recreation Vehicle | 5.69** | 12-84 months | 20% |
| *Annual Percentage Rate ** with auto pay from your UCCU saving or checking account All loans are subject to credit approval. Rates based on creditworthiness, term of loan and age of vehicle. |
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