Personal Loans/Rates

Savings Secured

Up to 90% of the available balance in share account, with terms up to 60 months. Rates vary depending on type of share used. For further information, please contact your local branch.

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Savings Secured
Effective Date: Monday, August 20, 2018
Loan Type APR* Term
Savings Secured Loans (12-60 months) - ask for current rates
*Annual Percentage Rate
All loans are subject to credit approval. Rates based on creditworthiness.

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Personal/Signature

Up to $8,000, upon qualification, with terms up to 48 months. Rates vary depending on the term of loan.

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Personal/Signature
Effective Date: Monday, August 20, 2018
Loan Type APR* Term
Personal Loan (Unsecured) 6.990% 12 months
7.990% 24 months
8.990% 36 months
9.990% 48 months
Personal Loan (Secured) 6.000% 12 months
6.500% 24 months
7.000% 36 months
7.500% 48 months
*Annual Percentage Rate
All loans are subject to credit approval. Rates based on creditworthiness.

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Revolving Line of Credit

Advances can be made at the credit union office or by check. Payments are calculated at $30.00 per $1,000.00 of outstanding balance.

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Revolving Line of Credit
Effective Date: Monday, August 20, 2018
Loan Type APR* Term
Revolving Credit up to $5000.00 max. 14.000% up to 42 months
*Annual Percentage Rate
All loans are subject to credit approval. Rates based on creditworthiness.

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PayDay Bridge Loan

Up to $500, upon qualification, $50 annual fee, 30 day repayment period.

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PayDay Bridge Loan
Effective Date: Monday, August 20, 2018
Loan Type APR* Term
PayDay Bridge Loan 18.000% 30 days
*Annual Percentage Rate
All loans are subject to credit approval. Rates based on creditworthiness.
$50 annual fee

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Credit Builder Loan

Up to $500, upon qualification, 12 month repayment term

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Credit Builder Loan
Effective Date: Monday, August 20, 2018
Loan Type APR* Term
Credit Builder 18.000% 12 months
*Annual Percentage Rate
All loans are subject to credit approval. Rates based on creditworthiness.

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Review our Diamond Member Rewards to find out how a loan with UCCU can help you earn additional rewards!

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