Vehicle Loans/Rates

New or Used Automobiles

Up to 100% financing of price or blue book retail value, with terms up to 84 months. Interest rate may vary depending on term of loan. Pre-approval is available.

APPLY FOR A LOAN
Auto Loans
Auto Loans
Effective Date: Monday, August 20, 2018
Model Year APR* Term Down Payment
New 2018 2.49** 12 to 84 months 10%
New 2018 2.74** 12 to 84 months 0
2016- 2018 3.24** 12 to 84 months 0
2012-2015 3.74** 12 to 72 months 0
2008-2011 5.24** 12 to 60 months 0
*Annual Percentage Rate
** with auto pay from your UCCU saving or checking account
All loans are subject to credit approval. Rates based on creditworthiness, term of loan and age of vehicle.

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New or Used Motorcycles

20% down payment required with terms up to 60 months

APPLY FOR A LOAN
Auto Loans: New or Used Motorcycles
Auto Loans
Effective Date: Tuesday, September 4, 2018
Loan Type APR* Term Down Payment
New or Used Motorcycles 4.99** up to 60 months 20%
*Annual Percentage Rate
** with auto pay from your UCCU saving or checking account
All loans are subject to credit approval. Rates based on creditworthiness, term of loan and age of vehicle.

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Antique, Classic and Exotic Vehicles

Terms up to 120 months. 10% down payment required. Value of vehicle must be at least $50,000.00

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Antique, Classic, and Exotic Vehicles
Antique, Classic and Exotic Vehicles
Effective Date: Monday, August 20, 2018
Loan Type APR* Term Down Payment
Antique, Classice and Exotic Vehicles 8.25** 12-120 months 10%
*Annual Percentage Rate
** with auto pay from your UCCU saving or checking account
All loans are subject to credit approval. Rates based on creditworthiness, term of loan and age of vehicle.

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Boats

10% down payment required, with terms up to 120 months

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Boats
Boats
Effective Date: Tuesday, September 4, 2018
Loan Type APR* Term Down Payment
Boats 4.74** 12-60 months 15%
4.99** 72-120 months 15%
*Annual Percentage Rate
** with auto pay from your UCCU saving or checking account
All loans are subject to credit approval. Rates based on creditworthiness, term of loan and age of vehicle.

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Campers and Motor Homes

10% down payment required, with terms up to 120 months

APPLY FOR A LOAN
Campers and Motor Homes
Campers and Motor Homes
Effective Date: Tuesday, September 4, 2018
Loan Type APR* Term Down Payment
Campers and Motor Homes 4.99** 12-60 months 10%
*Annual Percentage Rate
** with auto pay from your UCCU saving or checking account
All loans are subject to credit approval. Rates based on creditworthiness, term of loan and age of vehicle.

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Personal Recreation Vehicle Loans

Includes snowmobiles, jet skis, and 4 wheelers. Terms up to 48 months. Requires a 20% down payment.

APPLY FOR A LOAN
Personal Recreation Vehicle Loans
Personal Recreation Vehicle Loans
Effective Date: Tuesday, September 4, 2018
Loan Type APR* Term Down Payment
Personal Recreation Vehicle 4.99** 12-48 months 20%
*Annual Percentage Rate
** with auto pay from your UCCU saving or checking account
All loans are subject to credit approval. Rates based on creditworthiness, term of loan and age of vehicle.

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Review our Diamond Member Rewards to find out how a loan with UCCU can help you earn additional rewards!

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