Certificates

Share Certificate Accounts

Require a minimum deposit of $500 to open. Terms range from 3 to 60 months.

IRA Certificates

$250 minimum. Terms range from 12 to 60 months.

To learn how to become a member, visit our Become a Member page or contact us for more information!

Certificates
Certificates
Effective Date: Monday, August 20, 2018
Certificate Rate APY*
6 month 0.025% 0.025%
1 year 0.050% 0.050%
2 year 0.725% 0.725%
3 year 0.775% 0.775%
4 year 1.500% 1.510%
5 year 2.000% 2.020%
Jumbo Certificates ($25,000 min.)
6 month 0.525% 0.525%
1 year 1.000% 1.000%
2 year 1.225% 1.230%
3 year 1.275% 1.280%
4 year 2.000% 2.020%
5 year 2.500% 2.530%
I.R.A Certificates ($250 min.)
1 year .100% .100%
2 year .775% .775%
3 year .825% .825%
4 year 1.500% 1.510%
5 year 2.000% 2.020%
*A.P.Y. (Annual Percentage Yield)
Dividends are paid monthly and based on the average daily balance.
Early withdrawal penalties apply
Youth Certificates ($200 min. $1000 max)
6 month 0.075% 0.075% at maturity
1 year .100% .100% at maturity
2 year .775% .775% at maturity
image link to youth accounts image link to Thrivent student loan resources website
© 2018 United Churches Credit Union by INS