Certificates

Share Certificate Accounts

Require a minimum deposit of $500 to open. Terms range from 3 to 60 months.

IRA Certificates

$250 minimum. Terms range from 12 to 60 months.

To learn how to become a member, visit our Become a Member page or contact us for more information!

Certificates
Certificates
Effective Date: January 1, 2023
Certificate Rate APY*
6 month 0.50% 0.50%
1 year 1.00% 1.00%
2 year 1.50% 1.51%
3 year 1.50% 1.51%
4 year 1.50% 1.51%
5 year 1.50% 1.51%
Jumbo Certificates ($25,000 min.)
6 month 0.75% 0.75%
1 year 1.25% 1.26%
2 year 1.75% 1.76%
3 year 1.75% 1.76%
4 year 1.75% 1.76%
5 year 1.75% 1.76%
I.R.A Certificates ($250 min.)
1 year 1.25% 1.26%
2 year 1.75% 1.76%
3 year 1.75% 1.76%
4 year 1.75% 1.76%
5 year 1.75% 1.76%
*A.P.Y. (Annual Percentage Yield)
Dividends are paid monthly and based on the average daily balance.
Early withdrawal penalties apply
Youth Certificates ($200 min. $1000 max)
6 month 1.50% 1.50% at maturity
1 year 2.00% 2.00% at maturity
2 year 2.50% 2.50% at maturity
image link to youth accounts image link to Thrivent student loan resources website

© 2018 United Churches Credit Union by INS